The European Commission takes the preliminary view that Apple has been responsible for an abuse of dominant position by limiting access to the technology that underlies the Apple Pay mobile electronic payment system.
According to competition commissioner Margrethe Vestager, the information gathered so far indicates that Apple has violated European rules to the detriment of potential competitors by preventing it from developing other electronic payment systems that use Apple devices.
If the allegations are confirmed, Apple could pay a fine of up to 10% of revenue.
"Apple has limited access to the key inputs needed to develop and run mobile payment apps, so-called mobile wallets," said Vice President Vestager.
He then recalled that in Europe the majority of payments by telephone are made using NFC technology.
"We designed Apple Pay to provide users with an easy and secure way to digitally present their existing payment cards and to allow banks and other financial institutions to offer contactless payments to their customers," explains a spokesperson. "Apple Pay is just one. many options available to European consumers to make payments, and has ensured fair access to NFC while setting industry-leading standards for privacy and security.
We will continue to engage with the Commission to ensure that European consumers have access to the payment option of their choice in a safe and secure environment ”.